Published : Wednesday, 30 Sep 2009, 12:44 PM EDT LITHONIA, Ga. - A Lithonia woman found out the hard way she is not insured for some major flood damage to her driveway and she's probably not alone.
State insurance commissioner John Oxendine said there are an estimated 20,000 homes in Georgia which were damaged or destroyed by flood waters and much of that damage isn't covered by insurance.
It's a problem preventing Shelia Walton from driving in or out of her home. Her driveway was washed away in the flood. Walton found out her insurance company will not cover her flood damage. Walton found out what other flood victims are probably finding out as well.
" If a sinkhole forms it itself is not covered," said Walton.
Georgia's insurance commissioner John Oxendine said most home owner insurance policies do not cover property like dsriveways or lawns where sink holes and other damages could occur.
"If a sinkhole does damage to an insured item like a car -- falls into a sinkhole or your house or the fence falls into the sink hole -- the damage to the insured structure is going to be covered," said John Oxendine.
